Medallion Signature Locator: Find Branches Near You
Locate physical bank and credit union branches with active Medallion guarantors on-site. Check 6-month account age rules, stamp limits, and appointment requirements before you get turned away.
"Can I Get Stamped?" Eligibility Checker
Most banks turn away walk-in visitors who do not meet strict account seasoning criteria. Select your bank below to see if their branches will approve your paperwork.
Bank of America Requirements
Since your account is over 6 months old, you meet Bank of America's strict seasoning rule. You should contact your local branch to ensure an authorized officer (typically a branch manager or Assistant Vice President) is present before visiting.
What you must bring to branch:
- Valid government-issued photo ID (Driver's License or US Passport)
- Unsigned securities transfer document (Must sign live in branch!)
Proof of ownership criteria:
- Recent statement from transfer agent/brokerage (within 60 days)
- Document confirming your exact share count and current market value
Major Bank Medallion Guarantee Policies
Compare account seasoning rules, maximum surety limits, and appointment requirements across the nation's largest institutions.
| Institution | Type | Minimum Account Age | Stamp Dollar Limit | Appointment Rule | Walk-in Status |
|---|---|---|---|---|---|
JPMorgan Chase Bank | Commercial Bank | 30 to 90 days | $100,000 to $500,000 (Varies by branch officer bond) | Mandatory | 5,156 Branches |
Bank of America | Commercial Bank | ⚠️ 6 months (Strictly enforced) | $100,000 to $500,000 (Depends on officer bond tier) | Mandatory | 3,530 Branches |
Wells Fargo Bank | Commercial Bank | ⚠️ 6 months (Established relationship) | $100,000 to $500,000 | Mandatory | 4,042 Branches |
Citibank | Commercial Bank | 30 to 60 days | $250,000 to $1,000,000+ (Citigold/Private Client tiers) | Mandatory | 662 Branches |
U.S. Bank | Commercial Bank | 30 to 60 days | $100,000 to $500,000 | Mandatory | 2,075 Branches |
PNC Bank | Commercial Bank | 30 to 90 days | $100,000 to $500,000 | Mandatory | 2,309 Branches |
TD Bank | Commercial Bank | 30 to 60 days | $100,000 to $500,000 | Mandatory | 1,046 Branches |
Truist Bank | Commercial Bank | 30 to 60 days | $100,000 to $500,000 | Mandatory | 1,908 Branches |
Navy Federal Credit Union | Credit Union | Member in good standing | $250,000 to $500,000 | Mandatory | 361 Branches |
Boeing Employees Credit Union (BECU) | Credit Union | Member for 30+ days | $100,000 to $250,000 | Mandatory | 70 Branches |
Ally Bank | Online Bank | N/A - Online Bank | None (No physical branches) | Recommended | No Physical Branches |
Computershare | Transfer Agent | N/A - Transfer Agent | Offers Medallion Waiver for <$10k-$15k | Recommended | No Physical Branches |
Important Advisory: Even if a bank branch is physically open, the certified Medallion guarantor (typically a licensed branch manager or Assistant Vice President) may be traveling or off-site. Always telephone your branch before traveling to confirm an officer holding an active stamp prefix is physically on duty.
The 4 Biggest Traps That Get People Rejected at Banks
Unlike standard notarizations, Medallion Guarantees carry massive financial liability for the signing bank. Here is why branches turn away walk-in customers:
The "6-Month Customer" Rule
Institutions like Bank of America and Wells Fargo enforce a rigid policy requiring your deposit or investment account to be active and in good standing for a minimum of 6 continuous months. Opening an account on the spot will not help you get stamped that day.
Signing the Document in Advance
A Medallion Signature Guarantee is legally binding proof that the certifying officer personally witnessed you signing the transfer paperwork. If you sign or date the form at your kitchen table before arriving at the branch, the officer is legally required to refuse it.
No Proof of Valuation within 60 Days
Banks do not stamp blind documents. You must present an official account statement from the stock transfer agent (Computershare, EQ, Fidelity) dated within the last 60 days that clearly proves your ownership, exact share quantity, and current market value.
Submitting a Regular Notary Public
A Notary Public only verifies identity with minimal liability ($5,000 to $10,000 bond). A Medallion Guarantee guarantees identity, legal authority, and financial loss up to \$500,000+. Transfer agents strictly reject standard notaries for securities transfers.
What to Do If Your Bank Does Not Offer Medallion Guarantees
If you bank purely with an online institution (like Ally, Chime, or SoFi) or don't have a 6-month relationship with a brick-and-mortar bank, you still have three legitimate pathways to get your paperwork processed:
Join a Local Credit Union
Unlike mega-banks with 6-month seasoning rules, many local and regional credit unions offer Medallion stamps (SEMP program) to new members shortly after joining with a nominal savings deposit ($5 to $25).
Request a Transfer Agent Waiver
If your transfer involves a small estate or shares valued under $10,000, transfer agents like Computershare and EQ offer an official Waiver Program allowing you to pay an administrative fee ($50 to $100) instead of getting a physical stamp.
Use Accredited Online Services
For remote shareholders who cannot visit a physical branch, independent third-party certification providers exist that verify identity remotely and issue SEC Rule 17Ad-15 compliant guarantees.
Top 100 US Metros for Medallion Guarantees
Browse verified branch directories in the 100 largest US metropolitan regions, complete with direct street addresses and bank policy badges.
Staged Metropolitan Rollout
We actively monitor and audit certifying officer attendance in the nation's 100 highest-volume banking centers first. Smaller regional markets are scheduled for staggered onboarding following quarterly FDIC & NCUA call report reconciliations.
Medallion Signature Locator: How to Find Verified Guarantee Locations Near You
A medallion signature guarantee is a statutory certification required under SEC Rule 17Ad-15 and Uniform Commercial Code (UCC) § 8-306 whenever an investor sells, liquidates, gifts, or retitles registered securities. Transfer agents like Computershare, Equiniti (EQ), and Broadridge reject any stock power or change-of-ownership document that lacks an authorized stamp.
Standard notaries cannot provide this service. While notaries verify personal identity, they carry minimal financial liability. Our medallion signature locator catalogs medallion signature guarantee locations across all 50 states, cross-referencing published institutional policies, branch officer coverage, and required account tenure.
What is a Medallion Signature Guarantee and How Does It Work?
Under federal securities statutes, asking what is a medallion signature guarantee or what is medallion signature guarantee law comes down to commercial liability. Unlike a standard notary acknowledgment, which only confirms that someone showed an ID, a transfer asking what is a medallion signature requires a guarantor bank to warrant the entire transaction with its own balance sheet.
The physical medallion signature guarantee stamp, printed with a green or gold medallion signature ink die, constitutes a direct legal indemnity. When a certifying officer stamps your paperwork, their institution legally guarantees three distinct requirements:
- The signature is authentic and matches the account holder records on file.
- The signer possesses verified legal capacity to transfer the shares as the rightful owner, court-appointed executor, or corporate officer.
- The guarantor institution assumes full financial liability if the transfer turns out to be forged or unauthorized.
Because a fraudulent stamp leaves the issuing bank liable up to its program surety limit (ranging from $100,000 under Prefix D to more than $10,000,000 under Prefix Z), institutions impose strict verification procedures before stamping any document.
Which Banks Offer a Medallion Signature Guarantee? (Bank Rules & Seasoning Requirements)
When determining which banks offer a medallion signature guarantee, who does medallion signature guarantee services, and where to get a medallion signature guarantee, your current bank is the only practical starting point. Financial institutions strictly forbid branch staff from stamping paperwork for walk-in non-customers. Most retail banks also refuse new customers who opened their accounts within the past 30 to 180 days.
Bank of America Medallion Guarantee
Under the official Bank of America medallion signature guarantee policy, customers must maintain an active deposit or investment account for at least 6 consecutive months (180 days). Branches turn away non-customers and recent account holders at the door.
Wells Fargo Medallion Guarantee
Obtaining a Wells Fargo medallion signature guarantee requires an established account, advance appointment scheduling, and prior documentation review. Standard retail branches typically limit surety coverage to $250,000 (Prefix D) or $500,000 (Prefix C).
Chase, Citi, U.S. Bank & PNC
These national commercial lenders guarantee transfers for account holders with 30 to 90 days of account tenure. Branch visits require booking an appointment with a licensed branch manager or Assistant Vice President (AVP).
Credit Unions & Online Banks
Credit unions like Navy Federal and BECU assist members with shorter account histories, often upon opening a share savings account. In contrast, online-only banks such as Ally, Chime, and SoFi operate without physical branches and cannot stamp paper certificates.
Can You Get a Medallion Signature Guarantee Online?
Shareholders frequently search for a medallion signature guarantee online to bypass branch visits. Third-party web services can verify identity digitally for select domestic brokerage transfers, but they charge non-refundable processing fees ranging from $149 to over $300 per document. Certain transfer agents also reject digital stamps on physical certificate submissions.
Physical bank and credit union branches provide the stamp free of charge to eligible account holders. If you have an established checking, savings, or brokerage account with a brick-and-mortar institution, an in-person branch appointment satisfies the transfer agent's legal requirements without third-party fees.
How to Get a Medallion Signature Guarantee Without Getting Turned Away
When preparing how to get a medallion signature guarantee, finding where can i get a medallion signature guarantee, or deciding where to get medallion signature guarantee validation, follow four practical steps before heading to a branch:
- Leave the signature line blank until you meet the certifying officer. Under SEC rules, the officer must witness you sign the document in person. Pre-signed forms are rejected on the spot.
- Bring valid government-issued photo identification, such as an unexpired state driver's license or U.S. passport that matches the name printed on the securities certificate.
- Carry an official statement from your transfer agent (Computershare, EQ, Fidelity) dated within the last 60 days that confirms your share balance and current fair market value.
- Check your transaction value against the branch surety prefix. Most neighborhood branches handle values up to $250,000 or $500,000. If your transfer exceeds $500,000, call ahead so the bank can schedule an officer with higher surety authorization (Prefix B or A).
If you need where can i get a medallion signature guarantee near me or want verified medallion signature guarantee locations nearby, select your city in the directory above to review branch seasoning requirements and find medallion signature guarantee locations near me with active certifying officers.
Frequently Asked Questions About Medallion Guarantees
Official statutory signature guarantee rules under SEC Rule 17Ad-15.
What is a medallion signature, and what is a medallion signature guarantee stamp?+
Under SEC Rule 17Ad-15 and UCC § 8-306, questions about what is a medallion signature and what is a medallion signature guarantee reflect federal securities regulations. A medallion signature guarantee stamp certifies legal authority whenever an investor sells, retitles, or transfers registered securities, including stocks, bonds, and mutual funds.
In practical terms, what is medallion signature guarantee protection comes down to institutional indemnity. When an authorized officer imprints a stamp, the bank legally warrants that the signature is genuine and accepts full financial liability if the transfer turns out to be unauthorized.
Where can I get a medallion signature guarantee near me?+
To answer where can i get a medallion signature guarantee, where can i get a medallion signature guarantee near me, and where to get a medallion signature guarantee, start with a commercial bank or credit union where you hold an active, seasoned account. Because participating institutions take on direct financial risk, retail branches do not stamp paperwork for non-customers.
To find where to get medallion signature guarantee coverage, where to get a medallion signature near me, or where to get a medallion signature guarantee near me, use the branch locator above to search by city or ZIP code across JPMorgan Chase, Bank of America, Wells Fargo, Citibank, and regional credit unions. Before visiting any location to ask where can you get a medallion signature guarantee or where can i get a medallion signature, call ahead to verify that a licensed officer holding an active stamp die is on duty that day.
How do I get a medallion signature guarantee? (Step-by-Step Requirements)+
Reviewing how to get a medallion signature guarantee, how to get medallion signature guarantee paperwork approved, and how do i get a medallion signature guarantee involves four practical requirements:
- Verify that your deposit or brokerage account satisfies your bank's tenure rule, such as 6 continuous months at Bank of America or Wells Fargo.
- Keep documents unsigned until you are in the physical room with the certifying officer, who must watch you sign.
- Bring an unexpired state driver's license or passport matching the exact name on the security.
- Bring a brokerage or transfer agent statement issued within the past 60 days confirming your share balance and total market value.
Which banks offer a medallion signature guarantee, and who can do a medallion signature guarantee?+
When asking which banks offer a medallion signature guarantee or who does medallion signature guarantee validation, major participants include JPMorgan Chase, Bank of America, Wells Fargo, Citibank, U.S. Bank, PNC Bank, TD Bank, and regional credit unions like Navy Federal.
For who can do a medallion signature guarantee on branch premises, tellers and standard customer service representatives cannot stamp your paperwork. Only designated branch officers (typically licensed branch managers, assistant vice presidents, or broker-dealer representatives enrolled in STAMP, SEMP, or MSP) hold the legal authorization and physical stamp die.
Does Wells Fargo do medallion signature guarantee certification?+
To confirm whether does wells fargo do medallion signature guarantee services: Wells Fargo provides Medallion guarantees at select retail branches, exclusively for existing customers with accounts open for at least 6 months.
You must schedule an appointment in advance. Most retail branches carry surety limits up to $250,000 (Prefix D) or $500,000 (Prefix C). Transfers exceeding $500,000 require routing through a Wells Fargo Advisors office holding higher bond authorization.
Can a regular Notary Public provide a Medallion Signature Guarantee?+
A notary public cannot provide a Medallion Guarantee. A notary merely confirms that the signer showed identification, backed by a personal surety bond of $5,000 to $10,000.
Transfer agents like Computershare and Equiniti reject documents bearing only a notary stamp. Securities transfers require membership in STAMP, SEMP, or MSP, where guarantor institutions pledge commercial surety bonds ranging from $100,000 to more than $10,000,000.
Can I walk into any bank and get a stamp if I do not have an account?+
Commercial banks do not stamp securities paperwork for walk-in non-customers. Because the guarantor bank assumes legal liability for the full value of the transaction, institutions restrict stamps to clients with established relationships.
Major institutions like Bank of America and Wells Fargo enforce a 6-month seasoning rule, requiring accounts to be active for at least 180 days before approving a guarantee.
How to become a medallion signature guarantee guarantor or issuer?+
Regarding how to become a medallion signature guarantee issuer, individuals cannot purchase or hold a stamp die privately. SEC Rule 17Ad-15 limits guarantor eligibility strictly to chartered financial institutions, credit unions, broker-dealers, and clearing agencies.
To issue guarantees, a financial institution must join one of three recognized programs: the Securities Transfer Agents Medallion Program (STAMP, managed by Kemark Financial Services), the Stock Exchanges Medallion Program (SEMP), or the NYSE Medallion Signature Program (MSP). The institution must obtain a commercial surety bond covering its designated dollar prefix (Prefix A through F), implement strict verification logs, and license specific signing officers.
How much does a Medallion Signature Guarantee cost at a bank?+
Banks and credit unions provide Medallion Signature Guarantees free of charge to qualified account holders. Program rules prevent institutions from assessing direct per-stamp service fees to their banking clients.
In contrast, third-party remote guarantee services typically charge from $149 to over $300 per document to review identification and execute transfers digitally.
Does Computershare offer an alternative or waiver for small transfers?+
Computershare provides an official Medallion Waiver Program for transactions and small estate transfers valued under $10,000 (and occasionally up to $15,000).
Shareholders pay an administrative insurance fee (typically $50 to $100) directly to Computershare within the transfer packet to bypass the physical bank stamp. For transfers valued above $10,000 to $15,000, an in-person Medallion Guarantee remains mandatory.